What happened to “What’s your sign” and other innocent conversation starters for that first date? Guys used to be looking for a sweet smile and shapely gams. Girls swooned for dreamy eyes and a sense of humor. Now those on a first date are cutting right to the chase. Forget about sparks and chemistry, the available want to know right off the bat whether that hot guy or gal sitting across from them has been paying their bills.
So finding love is like getting a loan or qualifying for a lease. And if the daters that talked the New York Times are any indication, the market is tight. If you’re dragging around a low FICO score, you’ll be spending lots of nights alone.
Forget about feet and hands, guys are starting to brag about how big their BEACONs are. Twenty-five year old Josephine La Bella tells the story of a guy blurting out his credit score on the first date. “Instead of making things more awkward, she said, a really productive discussion followed. Since then, Ms. La Bella tries to bring up the topic soon after meeting someone,” writes Jessica Silver-Greenberg for the New York Times. She goes on,
It’s so widely used that it has also become a bigger factor in dating decisions, sometimes eclipsing more traditional priorities like a good job, shared interests and physical chemistry. That’s according to interviews with more than 50 daters across the country, all under the age of 40.
“I’m getting twice as many questions about credit scores as I did prerecession,” says Manisha Thakor, the founder and chief executive of MoneyZen Wealth Management, a financial advisory firm.
Lauren Dollard says her 600 score is not only keeping her from getting a car loan, but her boyfriend won’t take the plunge until she brings her score up and pays down her $150,000 in student loan debt. That may be tough duty given her job as an assistant for a non-profit.
Flight attendant Jessica LaShawn thought she was on a dream date until the guy asked her about her credit history. Ms. LaShawn told the truth that she often is behind on her bills. She didn’t hear from the guy for a few days until he texted her. Her date reiterated that the problem “wasn’t me, it was my credit score.”
Having saved up some money or holding a good job just doesn’t carry the weight it used to today’s Fed managed debt-fueled economy.
The definition of love is always changing. So, there is always a market for new love songs, or lost love songs. “My Small BEACON Pushed My Baby Away” “I Saw Her FICO Standing There”